workerGroups

A worker group is a group of employees who have the same pension contribution level.

When an admin account is created using the Simply Comply sign-up route, we’ll automatically set up a worker group based on the minimum contribution levels under automatic enrolment legislation.

At each pay period employers must ensure that at least a 3% employer contribution and a 4% employee contribution is made. An additional 1% contribution will be added to the employees’ pension as tax relief. This is based on qualifying earnings.

It’s possible to set up more worker groups, either when the scheme is set up using our Simply Tailor sign-up route or after sign-up is completed. They can use different earnings bases and contribution rates. For example, a separate worker group could be set up for senior management staff contributing a higher percentage of their salary into their pension.

A minimum of one worker group must be included in every account and it should have a specific worker group ID and description to differentiate it from any other worker groups being used.

It is common to have a number of worker groups with the same workerGroupId, distinguished by their effective dates. This can be used to have contribution levels that increase over time, for example.